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	<title>Comments on: The Lazy Girl&#8217;s Guide to Simplifying, Saying No and Saving Money</title>
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		<title>By: Jessidork</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-23404</link>
		<dc:creator><![CDATA[Jessidork]]></dc:creator>
		<pubDate>Wed, 09 Jun 2010 15:13:20 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-23404</guid>
		<description><![CDATA[Rosemary - That sounds like a great idea, but if you go to the ONLY local library near my parents&#039; house, the ONLY videos they have are dry, boring, educational ones.  No movies, no TV shows, nothing fun.  I really hope that friends from there donate their used DVD&#039;s and VHS tapes to the library when they are done with them and/or put it in their will to leave their collection to a local library.  I know whoever ends up with my boyfriend&#039;s roommate&#039;s collection will be a happy person.]]></description>
		<content:encoded><![CDATA[<p>Rosemary &#8211; That sounds like a great idea, but if you go to the ONLY local library near my parents&#8217; house, the ONLY videos they have are dry, boring, educational ones.  No movies, no TV shows, nothing fun.  I really hope that friends from there donate their used DVD&#8217;s and VHS tapes to the library when they are done with them and/or put it in their will to leave their collection to a local library.  I know whoever ends up with my boyfriend&#8217;s roommate&#8217;s collection will be a happy person.</p>
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		<title>By: Ellen S.</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-20459</link>
		<dc:creator><![CDATA[Ellen S.]]></dc:creator>
		<pubDate>Sun, 09 May 2010 13:04:30 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-20459</guid>
		<description><![CDATA[The concept of &quot;saving money&quot; is easier said than done for most people. I understand that it is &#039;easy and logical&#039; for some people, but I also understand it can be a difficult habit to break for others.

If you&#039;re looking to save money or change your lifestyle, my advice is to take it in &quot;baby-steps&quot; because it won&#039;t happen overnight. Here are some tips that helped me out.

1.	Always pay more than the minimum on any credit card payments - if you don&#039;t believe me you can calculate it for yourself (http://www.csgnetwork.com/creditcardmincalc.html)
2.	Use coupons when grocery shopping
3.	Try online shopping - it&#039;s saves on gas &#038; they have bigger markdowns (http://www.shoptivity.com)
4.	Read a book - it&#039;s cheaper than going to a movie (http://onlinebooks.library.upenn.edu/)
5.	Know your budget! (https://www.dl.ed.gov/borrower/BudgetCalculator.do) 

Good luck and happy savings!]]></description>
		<content:encoded><![CDATA[<p>The concept of &#8220;saving money&#8221; is easier said than done for most people. I understand that it is &#8216;easy and logical&#8217; for some people, but I also understand it can be a difficult habit to break for others.</p>
<p>If you&#8217;re looking to save money or change your lifestyle, my advice is to take it in &#8220;baby-steps&#8221; because it won&#8217;t happen overnight. Here are some tips that helped me out.</p>
<p>1.	Always pay more than the minimum on any credit card payments &#8211; if you don&#8217;t believe me you can calculate it for yourself (<a href="http://www.csgnetwork.com/creditcardmincalc.html" rel="nofollow">http://www.csgnetwork.com/creditcardmincalc.html</a>)<br />
2.	Use coupons when grocery shopping<br />
3.	Try online shopping &#8211; it&#8217;s saves on gas &amp; they have bigger markdowns (<a href="http://www.shoptivity.com" rel="nofollow">http://www.shoptivity.com</a>)<br />
4.	Read a book &#8211; it&#8217;s cheaper than going to a movie (<a href="http://onlinebooks.library.upenn.edu/" rel="nofollow">http://onlinebooks.library.upenn.edu/</a>)<br />
5.	Know your budget! (<a href="https://www.dl.ed.gov/borrower/BudgetCalculator.do" rel="nofollow">https://www.dl.ed.gov/borrower/BudgetCalculator.do</a>) </p>
<p>Good luck and happy savings!</p>
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		<title>By: Rosemary</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-5452</link>
		<dc:creator><![CDATA[Rosemary]]></dc:creator>
		<pubDate>Mon, 31 Aug 2009 00:30:44 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-5452</guid>
		<description><![CDATA[Join Netflix. With no shipping costs or overdue charges, this is the best way to save money on movies, next to not going at all.

&quot;this is the best way to save money on movies&quot; - Not really!
This should have been included in the &quot;Get a library card&quot; section. Most public libraries have hundreds of DVDs to choose from and - as long as you return them on time to avoid overdue fines - it&#039;s completely free!]]></description>
		<content:encoded><![CDATA[<p>Join Netflix. With no shipping costs or overdue charges, this is the best way to save money on movies, next to not going at all.</p>
<p>&#8220;this is the best way to save money on movies&#8221; &#8211; Not really!<br />
This should have been included in the &#8220;Get a library card&#8221; section. Most public libraries have hundreds of DVDs to choose from and &#8211; as long as you return them on time to avoid overdue fines &#8211; it&#8217;s completely free!</p>
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		<title>By: Ronda</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-460</link>
		<dc:creator><![CDATA[Ronda]]></dc:creator>
		<pubDate>Fri, 20 Feb 2009 23:50:39 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-460</guid>
		<description><![CDATA[Thank you for all of these wonderful cost saving ideas.  I am keen on changing my lifestyle to not only save money but to consume less, use what I have and appreciate how a simple lifestyle can be so much more satisfying.
Thanks again for a great article and newsletter.
Ronda]]></description>
		<content:encoded><![CDATA[<p>Thank you for all of these wonderful cost saving ideas.  I am keen on changing my lifestyle to not only save money but to consume less, use what I have and appreciate how a simple lifestyle can be so much more satisfying.<br />
Thanks again for a great article and newsletter.<br />
Ronda</p>
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		<title>By: Rachel</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-459</link>
		<dc:creator><![CDATA[Rachel]]></dc:creator>
		<pubDate>Fri, 20 Feb 2009 23:07:32 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-459</guid>
		<description><![CDATA[I have been going to Jazzercise for 10 years and I LOVE it!  I&#039;m in the best shape of my life.  I love the music (how else would I know what my kids listen to) and the friends I&#039;ve made over the years. I know myself well enough to know I need an instructor, a start and end time.

The other suggestions are great, especially quitting smoking and tanning, but I&#039;ll be old and gray before I give up my Jazzercise classes!]]></description>
		<content:encoded><![CDATA[<p>I have been going to Jazzercise for 10 years and I LOVE it!  I&#8217;m in the best shape of my life.  I love the music (how else would I know what my kids listen to) and the friends I&#8217;ve made over the years. I know myself well enough to know I need an instructor, a start and end time.</p>
<p>The other suggestions are great, especially quitting smoking and tanning, but I&#8217;ll be old and gray before I give up my Jazzercise classes!</p>
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		<title>By: Kim Simpson</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-458</link>
		<dc:creator><![CDATA[Kim Simpson]]></dc:creator>
		<pubDate>Sat, 07 Feb 2009 04:45:40 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-458</guid>
		<description><![CDATA[Great ideas!  If you&#039;re looking for more . . . drop by IResolveTo.Com and take the I Resolve To . . . Challenge:   365 Resolutions For Health &#038; Happiness.  The objective is very simple - do at least one thing each and every day to promote health &#038; happiness for you.

Best,
Kim Simpson
IResolveTo.Com

&lt;abbr&gt;&lt;em&gt;Kim Simpson&#039;s last blog post..&lt;a target=&quot;_blank&quot; href=&quot;http://feeds.feedburner.com/~r/IResolveTo/~3/531158346/i-resolve-to-take-a-few-minutes-each-day-to-promote-healthy-teeth-day-34.html&quot; rel=&quot;nofollow&quot;&gt;I Resolve ToÃ¢&quot;ž¢ . . . Take A Few Minutes Each Day To Promote Healthy Teeth! - Day 35&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;]]></description>
		<content:encoded><![CDATA[<p>Great ideas!  If you&#8217;re looking for more . . . drop by IResolveTo.Com and take the I Resolve To . . . Challenge:   365 Resolutions For Health &amp; Happiness.  The objective is very simple &#8211; do at least one thing each and every day to promote health &amp; happiness for you.</p>
<p>Best,<br />
Kim Simpson<br />
IResolveTo.Com</p>
<p><abbr><em>Kim Simpson&#8217;s last blog post..<a target="_blank" href="http://feeds.feedburner.com/~r/IResolveTo/~3/531158346/i-resolve-to-take-a-few-minutes-each-day-to-promote-healthy-teeth-day-34.html" rel="nofollow">I Resolve ToÃ¢&#8221;ž¢ . . . Take A Few Minutes Each Day To Promote Healthy Teeth! &#8211; Day 35</a></em></abbr></p>
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		<title>By: Shonna</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-457</link>
		<dc:creator><![CDATA[Shonna]]></dc:creator>
		<pubDate>Thu, 05 Feb 2009 18:18:03 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-457</guid>
		<description><![CDATA[Great tips Kim!  I have a serious Latte addiction and found that buying the espresso machine and making them at home (at least 4 times a week) as paid for itself many times over.  I&#039;m also a big believer in bringing your own lunch - you save tons of money and usually eat better - another bonus!]]></description>
		<content:encoded><![CDATA[<p>Great tips Kim!  I have a serious Latte addiction and found that buying the espresso machine and making them at home (at least 4 times a week) as paid for itself many times over.  I&#8217;m also a big believer in bringing your own lunch &#8211; you save tons of money and usually eat better &#8211; another bonus!</p>
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		<title>By: Sara Ost</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-456</link>
		<dc:creator><![CDATA[Sara Ost]]></dc:creator>
		<pubDate>Thu, 05 Feb 2009 18:01:36 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-456</guid>
		<description><![CDATA[Great tips Kim. Getting rid of TV, a land line and a gym membership is saving me about $175 a month. I haven&#039;t gotten into a routine for exercising outdoors yet this year with these colds I keep getting, but as soon as I am well it&#039;s hiking, walking and climbing for me. :) I never really watched TV when I had it, so I don&#039;t miss that. And I don&#039;t even notice not having a land line.

What do you all do to save$?]]></description>
		<content:encoded><![CDATA[<p>Great tips Kim. Getting rid of TV, a land line and a gym membership is saving me about $175 a month. I haven&#8217;t gotten into a routine for exercising outdoors yet this year with these colds I keep getting, but as soon as I am well it&#8217;s hiking, walking and climbing for me. 🙂 I never really watched TV when I had it, so I don&#8217;t miss that. And I don&#8217;t even notice not having a land line.</p>
<p>What do you all do to save$?</p>
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		<title>By: justelise</title>
		<link>https://ecosalon.com/save-money-cut-costs-and-simplify-in-the-recession/#comment-455</link>
		<dc:creator><![CDATA[justelise]]></dc:creator>
		<pubDate>Thu, 05 Feb 2009 16:17:56 +0000</pubDate>
		<guid isPermaLink="false">http://ecosalon.com/?p=8776#comment-455</guid>
		<description><![CDATA[I never understood people who paid for a gym membership to only run on a treadmill or use the elliptical. Buy your own, and it will pay for itself in a year or two. You&#039;re also more likely to use it when it&#039;s in your house, you can use it when you want to, and you don&#039;t have to use gas or take public to get to a gym.]]></description>
		<content:encoded><![CDATA[<p>I never understood people who paid for a gym membership to only run on a treadmill or use the elliptical. Buy your own, and it will pay for itself in a year or two. You&#8217;re also more likely to use it when it&#8217;s in your house, you can use it when you want to, and you don&#8217;t have to use gas or take public to get to a gym.</p>
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